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The word "creativity" bears an implication of constructing a novelty without constituent components ex nihilo (compare creationism), as opposed to (say) alternative theories of artistic inspiration which posit the transmission of visions from divine sources such as the Muses.
Compare invention.
The arts do not have a monopoly on the concept of creativity. Problem solving in general may require a creative mind. Employers may value lawyers, accountants, people in sales, and others more highly if they can use a "creative" approach to their work. The phrases "thinking outside the box" and "thinking outside the square" express this idea.
See also: design, visual arts and design, fine art, creative accounting.